MartinsPick-2012 Countdown To December 21, 2012

URGENT New Report Revealed:

The RAW TRUTH about 2012 the government doesn't want you to know!

If you're sick of all the conspiracy theories and "sky is falling" half-truths out there about the year 2012, then this is the most important report you'll ever read.

Why? Because I, too, had been searching. Searching for some real answers behind the 2012 mystery.

What I discovered will both amaze you and perhaps even frighten you a bit.

What's really going to happen in December of 2012? And how it will affect billions of people forever (including you!).

• What you absolutely, positively MUST do to ensure you and your family survives the upcoming ordeal (get it wrong and suffer the consequences)!
• Why the governments of the world have been working day and night for decades to ensure their "Secret PLAN" is successful —And why humanity should pray their mission ultimately fails!
• This is NOT hype! This is NOT another Y2K, NOT a crackpot conspiracy theory or your garden variety doomsday or end-of-time prediction.

No, the universe is far stranger than we could've ever imagined!

Here's 1 review already;

"This is one of the most comprehensive books about the 2012 conspiracy. You can't help but wake up and understand what's going on around us."

Franky Campbell - Glasgow, Scotland

Get Your copy today! Before they Run out or It's too late..Click Here on the BOOK!!!!!

Thanks Again Martin

MartinsPicks Credit Reports

Hello To all My Readers & Bloggers of Martins Pick,

It's been quit sometime since I posted a blog,So here goes.

Recently I caught a commercial about getting your credit report for free if you join a company on a trial basis which I'm sure involves a credit card transaction of some sort.If you like the service they offer then don't cancel your subscription or they give you a 30day trial.
In some cases we so blinded by the obvious word "FREE" we overlook the catch.It is a good offer for some folk and not so good for others.
Here's my point."WHY PAY FOR SOMETHING YOU CAN GET FOR FREE" Yes! I said FREE..
This is a no brainer you can either call them directly or go to there site your self,I've provided the site's below to help you through the process and even the 800's.It takes a little time but,its worth the time & effort.If you pace each report right you can get 1 report each 4 month period of the year and even monitor your own for FREE...
The federal law states a consumer is allowed 1 courtesy copy of his or her report per year from each agency.If you use the the above suggestion its all yours FREE.....
I've done this numerous times over the years and again No out of pocket cost.
Try it! If you don't want to bother then pay for the service yourself.



http://www.transunion.com/1-888-567-8688



http://www.experian.com/1-877-955-5361


http://www.equifax.com/home/1-(888)-287-2585


Well that's all folks for now.Thanks for reading Martins Pick

I'll be posting more later about picks that are worth your time and effort.

Martin's Pick - Credit Advise

Hello To my readers of Martins Picks;



Here's some good incite and advise on Credit yours and mine in particular.
Credit cards have destroyed many people and many businesses financially because it's easy quick money to access in times of emergencies which is OK in come cases.
"The Now" seems to kick in when we need "it now" and we'll deal with the bill later.

Don't get me wrong Credit cards are a good thing to have and in most cases from a social stand point its necessary to function, But it can be detrimental and devastating if not managed correctly. I'm not criticizing any one with this blog in any way but,if the shoe fits then just read on and take this to heart.

Credit runs everything worldwide."No credit no product" From the smallest purchase like a coke at some of your fast food restaurants that now take your favorite credit card.The price plus interest.You do the math. We as consumers have to watch out and read everything,it might just open your eyes and especially put $$ back in your pocket.

The new thing "FEE'S" everything has a hidden FEE from your utility bill to the credit cards.I personally had an experience with the phone company and my ignorance with some website the offered me "FREE stuff" if I gave them my contact number.well,I did and after almost 2yrs of not reading my bill I had been paying 300.00 over a years time for 3 voice mail services.Who in gods name needs 3 voice mails.
Well,I had a hell of a time getting it removed from the home phone and getting my money back.


** THE POINT HERE IS READ EVERYTHING REGARDLESS *****

NOW BACK TO THE CREDIT ISSUE.

Credits cards are a wonderful source for Emergency cash,but not to live on.
I have seen first hand consumers pay credit with credit,that doesn't work!
Eventually it comes full circle and your in the credit and collections game just like allot of Americans and even foreigners.

If your wondering,I was a bill collector for over 13yrs,in a national bank on allot of there products and at my local credit bureau. That's how I know what I'm talking about.

I'll Be adding more incite on The Credit and Collections game later in the week.

HERE'S MY NEW MOTTO FOR 2009:"DON'T GET CHAMPAGNE TASTE ON A BEER BUDGET"


Thanks for reading Martin's Picks.

MARTIN'S PICK-Personal Note To My Readers

Martin here again,

I'm very confused about all the layoffs and Hype about this BAIL-OUT.
Things are tough all over. We as a nation have built our wealth on credit
lending and debt..

My feelings are this...Stop Whinnig!! We make our own bills not others.

The "champaign taste on a beer budget" has got to change. Start living within our means. It's nice to want.But needs come over wants..

Employeers don't give a rats ass about your debt so dont look for that raise.

A good friend told me once,and it made sence.I'd rather not get that bonus and keep my job..

Case in point.Here at my job we always get a Xmas bonus. This year Notha,Zip,Zilch, a big fat ZERO...I was pissed. Now I'm not and I still have a job..

JUST A PASSING THOUGHT.

THANKS FOR READING MARTIN